Skip to content

Triple O Finance

Home Loans
First-Time Home Buyers Loans
Refinancing Loans
Investment Property Loans
Construction Loans

SMSF Loans (Self-Managed Super Fund Loans)
Low Doc Loans
Trust and Company Loans
Loans for Australian Expats

Guarantor Loans
Self Employed Loans
Overseas Investors & Non - Resident Loans
Car Loan
Personal Loan
Business
About us
Resources

Home Loans
First-Time Home Buyers Loans
Refinancing Loans
Investment Property Loans
Construction Loans

SMSF Loans (Self-Managed Super Fund Loans)
Low Doc Loans
Trust and Company Loans
Loans for Australian Expats

Guarantor Loans
Self Employed Loans
Overseas Investors & Non - Resident Loans
Car Loan
Personal Loan
Business
About us
Resources

Call 1800 000 346

Generic selectors

Exact matches only

Search in title

Search in content

Post Type Selectors

page

post

Home Loans
Car Loan
Personal Loan
Business
About us
Resources
- Calculator
- Blog
- FAQs

Generic selectors

Exact matches only

Search in title

Search in content

Post Type Selectors

page

post

Guarantor Loans

Home loans backed by a family member’s property to help buyers get into the market sooner with minimal deposit.

Two model houses sitting on calculator with percentage symbol.

Blog Posts, Buying a home, Expat Home Loans, First Home Buyer Loans, Guarantor Loans, Home Loans, Home Loans for Doctors, Home Loans for Emergency Professionals, Home Loans for Firefighters, Home Loans for Nurses, Home Loans for Police Officers, Investment Loans, Low Deposit Home Loans, Non-Resident Home Loans, Refinancing, Self-Employed Home Loans, Specialist Home Loans

Comparison Rate Mortgage Explained: Your Essential Guide

Variable vs Fixed Home Loan

Blog Posts, Construction Loans, First Home Buyer Loans, Guarantor Loans, Home Loans, Home Loans for Doctors, Investment Loans, Low Deposit Home Loans, Refinancing, Self-Employed Home Loans, Specialist Home Loans

Variable vs Fixed Home Loan: Choosing the Best Option for You

Hand placing coin into yellow piggy bank on wooden blocks spelling SAVE

Blog Posts, Buying a home, First Home Buyer Loans, Guarantor Loans, Home Loans, Home Loans for Doctors, Investment Loans, Low Deposit Home Loans, Refinancing, Self-Employed Home Loans, Specialist Home Loans

The Best Low Deposit Home Loan Options for Your First Home Purchase

Loan to Value Ratio concept for home loans.

Blog Posts, Buying a home, Construction Loans, First Home Buyer Loans, Guarantor Loans, Home Loans, Home Loans for Doctors, Investment Loans, Refinancing, Self-Employed Home Loans, Specialist Home Loans

LVR Defined: Understanding Loan to Value Ratio for Home Loans

First home buyer Grants and Subsidies in Northern Territory

Blog Posts, Buying a home, Construction Loans, First Home Buyer Loans, Guarantor Loans, Home Loans, Home Loans for Doctors, Home Loans for Emergency Professionals, Home Loans for Firefighters, Home Loans for Nurses, Home Loans for Police Officers, Low Deposit Home Loans, Self-Employed Home Loans, Specialist Home Loans

Top Tips for First Home Buyers | Navigating Your First Purchase

Person calculating savings for home loan deposit

Blog Posts, Buying a home, First Home Buyer Loans, Guarantor Loans, Home Loan Calculators, Home Loans, Home Loans for Doctors, Home Loans for Emergency Professionals, Home Loans for Firefighters, Home Loans for Nurses, Home Loans for Police Officers, Income & Savings Calculators, Investment Loans, Low Deposit Home Loans, Other Calculators, Self-Employed Home Loans

How to Maximize Your Borrowing Capacity for a Home Loan

Buying a home, First Home Buyer Loans, Guarantor Loans, Home Loan Calculators, Home Loans, Home Loans for Doctors, Home Loans for Emergency Professionals, Home Loans for Firefighters, Home Loans for Nurses, Home Loans for Police Officers, Income & Savings Calculators, Investment Loans, Low Deposit Home Loans, Non-Resident Home Loans, Refinancing, Self-Employed Home Loans

Saving Goal Calculator – How much deposit do I need?

Buying a home, Construction Loans, First Home Buyer Loans, Guarantor Loans, Home Loan Calculators, Home Loans, Home Loans for Doctors, Home Loans for Emergency Professionals, Home Loans for Firefighters, Home Loans for Nurses, Home Loans for Police Officers, Income & Savings Calculators, Investment Loans, Low Deposit Home Loans, Other Calculators, Refinancing, Self-Employed Home Loans, Specialist Home Loans

Split Loan Calculator

Construction Loans, First Home Buyer Loans, Guarantor Loans, Home Loan Calculators, Home Loans, Home Loans for Doctors, Home Loans for Emergency Professionals, Home Loans for Firefighters, Home Loans for Nurses, Home Loans for Police Officers, Income & Savings Calculators, Investment Loans, Low Deposit Home Loans, Other Calculators, Refinancing, Self-Employed Home Loans, SMSF Home Loans, Specialist Home Loans

Income Tax Calculator

Buying a home, Expat Home Loans, First Home Buyer Loans, Guarantor Loans, Home Loan Calculators, Home Loans, Home Loans for Doctors, Home Loans for Emergency Professionals, Home Loans for Firefighters, Home Loans for Nurses, Home Loans for Police Officers, Income & Savings Calculators, Investment Loans, Low Deposit Home Loans, Non-Resident Home Loans, Other Calculators, Refinancing, Self-Employed Home Loans, SMSF Home Loans, Specialist Home Loans

Property buying Cost Calculator

Our Youtube feeds

Australia’s 2026 Budget: What It REALLY Means for Property, Rents & Home Buyers

Australia’s latest Budget has created a lot of discussion around housing, property prices, rents, investors, and affordability. In this video, we break down wh…

Watch more finance tips on YouTube

Our Instagram feeds

tripleofinance

Helping Aussie professionals secure smarter home, car & investment loans.

A lot of property investors still don’t realise th

A lot of property investors still don’t realise this…

Some lenders have already begun changing how they assess investment loans following the Federal Budget announcements on negative gearing.

And yes - it’s already affecting borrowing power.

We’re starting to see situations where buyers who previously qualified for higher loan amounts are now finding their numbers don’t work the same way anymore.

This especially matters if you:
• have a property settling soon
• are relying on a pre-approval
• are planning to refinance
• are using equity to invest
• or are planning to buy in the next 6–12 months

The problem is most people only find out there’s an issue when it’s too late.

Banks can change policy quickly.

What worked 2 months ago may not work today.

Not trying to scare anyone - just sharing what we’re starting to see in the market already.

If you’ve got plans coming up, now’s probably a smart time to review your borrowing position early and make sure your strategy still stacks up.

📞 1800 000 346
Triple O Finance

#propertyinvestment #mortgagebroker #negativegearing #homeloans #investmentproperty #refinance #propertymarket #australianproperty #mortgage #financebroker #propertyinvestor #sydneyproperty #realestateaustralia #tripleofinance

Australia Day is a time to pause, listen, and refl

Australia Day is a time to pause, listen, and reflect on the many stories that shape this country.
It is a time to acknowledge the world’s oldest continuing cultures, recognise our shared history, and respect the diversity that shapes Australia today.

Above all, it is an opportunity to look forward — with understanding, compassion, and a commitment to growth — as one community.

Wishing everyone a safe, respectful, and meaningful Australia Day.

You may have seen videos predicting another global

You may have seen videos predicting another global financial crisis.
Before jumping to conclusions, here’s what Australians should actually know.

Here’s something important to remember: Australia’s housing market doesn’t rise or fall just because of overseas headlines.

What really matters here is whether people are still working, whether households can manage their repayments, and whether banks are lending sensibly.

In Australia, property prices usually only come under real pressure when people are forced to sell — often because of job losses or serious cash-flow stress. Global news alone doesn’t usually cause that.

That’s why the most helpful thing most people can do isn’t trying to predict the next crisis — it’s making sure their own situation is solid.

Keeping some breathing room, understanding your finances, and making decisions calmly goes a long way, even when the news feels noisy.

I’ve shared a short video explaining how these global stories actually relate to Australia, in plain English, for anyone who’s been feeling unsure. #australianhousing #HomeLoans #homeloanstrategy #tripleofinance #propertyquestions

✨ Happy New Year from our team ✨ As we step into

✨ Happy New Year from our team ✨

As we step into a new year, we want to thank our clients and community for the trust you placed in us over the past year.

The new year is often a time for fresh goals and clearer plans. Whatever 2026 brings for you, we wish you confidence, stability, and success in the year ahead.

Wishing you and your loved ones a safe, healthy, and prosperous New Year.

Warm regards,
The Team at Triple O Finance

Follow on Instagram

Disclaimer: The information on this website is general in nature and may not reflect the latest lending policies or government schemes. While we aim to keep content up to date, we recommend speaking with a Triple O Finance broker for advice tailored to your situation. We do not accept liability for any loss arising from reliance on this information.

Nexus Building, Level 5, 4 Columbia Court, Norwest, NSW 2153, Australia

1800 000 346

Get Personalised Loan Advice
No Cost, No Obligation

Let our home loan experts help you find the right solution for your situation

First Name

Last Name

Mobile *

Email *

Employment Type

Loan purposeLoan purpose

Are you a first time buyer? (optional)YesNo

Timeframe to Buy or Refinance

Tell Us About Your Goals

Privacy Consent *By submitting this form, you agree to our Privacy Policy and consent to being contacted by Triple O Finance.Privacy Consent

Please do not fill in this field.

Home
About Us
Contact Us
FAQs
Privacy Policy

Loan Solutions

First Home Buyers

Investment Property Home Loan

Home Loan Refinancing

Self Employed Home Loan
Equity Home Loan

Construction Home Loan

Company and Trust Lending

Family Guarantee Loan

Expat Home Loan

Overseas Investors Loans

Mortgage Solution

Home Loans For Doctors
Home Loans For Police Officers
Home Loans For Nurses
Home Loans For Firefighters – coming soon
Home Loans For Ambos – coming soon
Home Loans For Other Emergency Professionals – coming soon

Locations 

Mortgage Brokers in Baulkham Hills
Mortgage Broker in Bella Vista
Mortgage Broker in Castle Hill
Mortgage Broker in Dural
Mortgage Broker in Kellyville
Mortgage Broker in Kenthurst
Mortgage Broker in Norwest
Mortgage Broker in Parramatta
Mortgage Broker in Rouse Hill
Mortgage Broker in Stanhope Gardens
Mortgage Broker in the Ponds

Oz Credit and Finance Pty Ltd | ACN 623 642 197 | is trustee of Oz Credit and Finance Unit Trust, trading as Triple O Finance,
Credit Representative Number 508768 is authorised under Australian Credit Licence Number 389328

Scroll to Top